Businessmen set up business for one primary reason – to make a profit. They face opportunities and risks. Besides market risks, there are a wide spectrum of risks which are generated by the business operations.
Just to name a few:
While most businesses have taken up insurance against some or most of these risks, the insurance may not be the most suitable and the coverage may not be adequate. Most businesses have not done a thorough risk audit and consequently may not have identified some potentially catastrophic risks. Many have found out only after a disaster has struck them or their neighboring business.
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